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EFD New Account Decisioning Site Map

Growth relies on expanding your customer base and making sure that every relationship is profitable. Transforming data into insight helps you make sure that you’re opening the right accounts and providing for customer experiences that result in lasting, rewarding relationships.

For over thirty-five years, the nation’s financial institutions have relied on the data sharing models and components that comprise today’s EFD Data & Decisioning Solutions. EFD customers can expect solutions that reflect this long heritage of insight and industry leadership.

EFD New Account Decisioning Solutions provide a full range of data and analytics-based components that can be tailored into an account opening solution that fits the needs of your institutions, or you may choose to take advantage of a turnkey solution that combines risk and fraud management components based on industry best practices.

EFD DebitBureau®
Updated on average nearly 350,000 times each day, EFD DebitBureau is the powerhouse behind EFD New Account Decisioning Solutions. EFD DebitBureau combines multiple sources of behavioral and other consumer data from across industries to provide valuable insight into account applicants and account-holders.

EFD ChexSystemsSM QualiFile®
EFD QualiFile is the new account decisioning solution of choice for the nation’s leading financial institutions. Combining unique data, powerful analytics and a flexible business rules engine, EFD QualiFile automates the account decisioning and cross-sell process across your retail network.

EFD Cross Sell
Effective cross selling at the point of sale can be difficult. EFD Cross Sell is a flexible solution that may be integrated into EFD New Account Decisioning Solutions or used on a stand-alone basis to prompt representatives to offer appropriate cross sell products to pre-approved account applicants or account-holders.

EFD FraudFinderSM
With identity manipulation a costly problem, financial institutions need a strong layer of defense in their new accounts processes. FraudFinder is an integral component of EFD New Account Decisioning, using a fraud score and the highly predictive data in EFD DebitBureau to warn you of possible new account fraud.

EFD DebitReport
Many consumers with robust files on EFD DebitBureau have no or little credit history. EFD DebitReport helps financial institutions gain deeper insight into a consumer’s financial behavior using data from EFD DebitBureau. By complementing credit data with the data contained in EFD DebitBureau, you can have confidence when tapping into a broader base of consumers for credit products and other financial services.